Life Insurance

Since 1972, Thomas A. Ables and Associates seeks to listen before we make suggestions. Our thorough knowledge of our clients’ goals is a great advantage in identifying and understanding their insurance needs. We analyze our clients’ risk factors, evaluate their financial situation and recommendations. Thomas A. Ables and Associates role is to work with our clients’ advisory team including legal and tax professionals on an annual basis.
Independent Life
Our life insurance product portfolio consists of products offered by Penn Mutual Life Insurance Company and other major companies. Whether your need is for low-cost term insurance, permanent insurance or a more complex life insurance program, we have the knowledge and expertise to help meet our clients needs. We can help you review your insurance portfolio by:
● Benchmark with a Life Insurance review
● Review your Life Insurance Illustrations
● Confirm your ownership and beneficiary
● Life Insurance goals/needs analysis

Executive Life Insurance
Thomas A. Ables & Associates works closely with business owners to help implement life insurance for themselves, their executives and key employees. Working in conjunction with your attorney and/or accountant, we can help you with the following:
● Life Insurance funded /Executive Retirement Plans.
● Executive Key Employee
● Life Insurance Funded Buy/Sell Agreements
● Life Insurance for Estate Planning
● Family Business Succession Strategies
● Deferred Compensation Plans
● Life Insurance Funded Business Succession Plans